Hidden (well not obvious) Benefits of Healthcare Membership


Employers and their staff benefit from a number of benefits of Orchard Healthcare Membership

  • The “ Individual “ becomes the member (irrespective of arrangements for payment of subscriptions) with membership which is “transportable”.
  • There are no medical disclosures required on joining.
  • Subscription Levels 
    • do not increase with age.
    • are not linked to individual claims history.
  • Membership can continue after state retirement age without any increased subscriptions.
  • Orchard Healthcare is the trading name for the Worcester Hospital Contributors Association (WHCA) , an organisation dating back for nearly 100 years, which has supported the development of hospitals in the area, and operates on a “not for profit” basis.
  • Membership can be extended to spouses and family members on payment of additional subscriptions.
  • Subscriptions have not increased for seven years!
  • WHCA and Orchard Healthcare is regulated by the appropriate UK Regulatory Organisations  (The Prudential Regulation Authority and the Financial Conduct Authority).
  • The head office staff based in Worcester ensure a rapid payment of claims ( in 3-5 days ) and are readily approachable.
  • The Accident Insurance cover and individual “help line” are provided without charge!

And Orchard Healthcare Membership is a fraction of the cost of PHI !

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Orchard Healthcare is the trading name of Worcester Hospital Contributors Association (WHCA) registered in England AC001147

The Worcester Hospital Contributors Association is authorised by the Prudential Regulation Authority
and regulated by the Financial Conduct Authority and The Prudential Regulation Authority 202815